We offer a comprehensive range of mortgages from across the marketplace which lenders make available to mortgage intermediaries:
- Mainstream House Purchase
- Help to Buy
- Mortgages for Professionals
- Expat & Overseas Holiday Homes
- High Value Mortgages
- Later Life & Lifetime Mortgages
- Inter-Generational Mortgages
- Lending against Investment Portfolios
- Equity Release*
The St. James’s Place Intergenerational Mortgage Range, exclusively available through the Partnership to the families of existing St. James’s Place clients, allows your family to choose a mortgage that works for you all.
All of the Intergenerational mortgages within the range are provided by Metro Bank and are flexible in how you can support your young relative, enabling you to offer that helping hand.
The home on which the mortgage is secured, or other property, may be repossessed if you do not keep up repayments on your mortgage.
Some buy-to-let mortgages are not regulated by the Financial Conduct Authority.
* This is a lifetime mortgage or home reversion plan. To understand the features and risks associated with such products, please request a personalised illustration.
Please note that this involved the referral to a service that is separate and distinct to those offered by St. James’s Place.