In our view standardised methods of wealth management with fixed asset allocations, according to pre-set risk categories, are not an attractive option.
Furthermore, it is individuals, not the institutions they work for that make the investment decisions and so we concentrate on identifying those individuals around the globe who have the potential to achieve superior investment performance.
Whereas some companies are restricted to offering their investors a range of UK based retail funds and managers, the St. James’s Place approach enables us to provide our clients with unique access to fund management expertise that is often only available to large institutional investors.
Overall risk control is achieved through this careful selection and combination of managers to truly diversify a client’s investment portfolio.
Tax efficiency is equally important and in constructing a bespoke portfolio we will aim to maximise the allowances and reliefs available to individuals along with tax efficient structures to help enhance the income and growth that can be achieved.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.
Irongate Wealth Management is a trading name of Irongate Ltd, which is registered in England & Wales No. 3855729. Registered address: Ashgrove Farm, Jackbarrow Road, Cirencester, Gloucestershire GL7 7LB.
Irongate Wealth Management is an Appointed Representative of and represents only St.James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The title ‘Partner Practice’ is the marketing term used to describe St. James’s Place representatives.